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Old Money Aesthetic Summer Capsule Wardrobe

Want to look classy and sophisticated this summer? This old money aesthetic capsule will show you what you the basics you need to create multiple elegant and classy outfits all summer.


The old money aesthetic simply means dressing in clothing that  reflects a timeless elegant look. This look is also often referred to as QUIET LUXURY.

It usually includes tailored classy looking pieces. So think tailored shorts, trousers, blazers and blouses. It also includes muted colors like neutrals, white, beige, navy blue, and browns.

The pieces that make up the old money capsule don’t necessarily have to be super expensive – Your girl is here to show you how we can recreate the style without owning a fortune! And if you choose to go down the designer route, that’s perfect too – simply avoid logo mania. Go for outfits with subtle logos for example Hermès, Burberry, or Ralph Lauren.

The Old money aesthetic capsule checklist

  • Beige Blazer
  • Striped Lady Jacket
  • Brown tank top
  • Black and white contrast tank top
  • White button down shirt
  • Smock neck blouse
  • Cream mini dress
  • Black and white midi dress
  • Two tailored trousers
  • Satin skirt
  • Tailored shorts


Via Pinterest

Beige Blazer: This is the quintessential “old money” piece. It’s timeless, versatile, and exudes effortless elegance. You can throw it over a dress, pair it with trousers, or elevate a simple tank top.

Striped Lady Jacket: Stripes are a classic pattern associated with nautical style, often linked to old money families who vacation by the sea. Having this jacket will add a touch of sophistication and heritage to your look. On warm days you can simply hang it over your shoulder for the classic Riviera look.


Via Pinterest

Brown Tank Top: A tank top is a basic but crucial piece of the old money wardrobe. Brown is a neutral that complements the beige and cream tones in the capsule. A tank top adds a casual yet polished touch, perfect for layering or wearing on its own in warmer weather.

Black and White Contrast Tank Top: Black and white is another classic color combination. This tank top provides a bit more graphic punch while still adhering to a neutral palette.

White Button Down Shirt: A white button down shirt will always be an essential timeless classic. A crisp white button-down is perfect for work or a more formal setting. It can also be dressed down by rolling up the sleeves and pairing it with jeans or shorts.

Smock Neck Blouse: This top adds a touch of femininity and vintage flair to the capsule. The smock neck detail elevates a simple blouse and offers a subtle nod to old-fashioned styles.


Cream Mini Dress: A cream mini dress is a summer staple for the “old money” aesthetic. If you want to look elegant, sophisticated, and feminine, then you definitely need one. It is perfect for day or evening events.

Black and White Midi Dress: A black and white contrast midi dress offers a more formal option. The midi length is elongating and flattering, while the black and white color scheme remains timeless.


Tailored Trousers: You definitely need tailored trousers if you want to create polished looks. Tailored trousers come in various cuts (straight leg, wide leg) to suit your preference. They can be dressed up or down depending on the occasion.

Satin Skirt: Satin adds a touch of luxury to the capsule. A satin skirt can be dressed up for a formal event or dressed down with a t-shirt for a more casual look.

Tailored Shorts: Tailored shorts are a summer staple for “old money” style. They offer a polished alternative to denim shorts and can be dressed up with a blazer or dressed down with a tank top.


Headband: Headbands were a popular hair accessory in the past and have seen a resurgence in recent years. They add a touch of femininity and polish to any outfit, especially when paired with a dress or blouse.

Pearl Earrings: Pearls are a classic and timeless jewellery choice. They exude elegance and sophistication, perfectly aligning with the “old money” aesthetic. Pearl earrings come in various styles and sizes, so you can find a pair that suits your taste.

Scarf: A scarf is a versatile accessory that can be worn in many ways. It can add a pop of color or pattern to an outfit, or it can be used to keep warm on cooler days. Silk scarves are a popular choice for “old money” style due to their luxurious look and feel.


Black Flat Slingback: Flat slingbacks are a comfortable and stylish shoe option. The black color adds versatility, while the slingback style offers a touch of sophistication. They’re perfect for work, running errands, or a casual lunch.

Nude Heels: Nude heels elongate the legs and create a clean, polished look. They complement various outfit colors without being too flashy, making them ideal for the “old money” style.

Loafer: Loafers are a comfortable and polished shoe option. They come in various materials like leather or suede and can be dressed up or down depending on the occasion. They add a touch of menswear-inspired style, which is a subtle nod to the classic “old money” aesthetic.


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Structured Bag: A structured bag adds a sense of polish and sophistication to any outfit. It elevates a casual look and provides a timeless feel. Leather is a common material choice for “old money” style bags.


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